Seller financing is when the property owner (seller) acts as the lender, allowing the buyer to make payments over time rather than securing traditional bank financing.

Terms vary but often include 2-5 years of financing, a 2-6% interest rate, and a balloon payment at the end.

Typically, 10-30% down, but it depends on the seller’s willingness and property cash flow.

Yes, nearly all aspects, including interest rates, down payments, and loan term lengths, can be negotiated.

Many mobile home park owners are mom-and-pop investors looking to sell without the hassle of traditional financing.

Review tax returns, rent rolls, utility bills, and maintenance records.

Yes, by increasing lot rents, reducing vacancies, sub-metering utilities, or adding amenities.

Many are retiring or avoiding capital gains taxes on an outright sale.

Occupancy rates, lease terms, security features, and market demand.

Implement online marketing, add climate-controlled units, or introduce tenant insurance programs.

Equity investors provide capital in exchange for ownership and returns.

Debt investors act as private lenders, earning fixed interest rates.

Joint venture partners actively participate in decision-making.

This varies but can range from $50,000 to $500,000+, depending on the deal size and structure.

Cash flow distributions (monthly/quarterly)

Profit from appreciation upon sale

Preferred returns (if applicable)

12-15%

Selling the property, refinancing to cash out!